“Divorce may be the most financially consequential decision you'll ever make. My work with you goes beyond the math — it's about understanding what each choice truly means for your future. Together, we'll find the clarity and confidence you need to move forward with peace of mind.”
A CDFA® helps clients:
Understand their current financial picture
Analyze settlement options and long-term outcomes
Model cash flow and post-divorce budgets
Evaluate the division of assets and liabilities
Identify tax considerations related to divorce
Prepare financial questions for attorneys or mediators
The goal is clarity—so financial decisions are informed, realistic, and aligned with long-term goals.
Top Five Reasons to Hire a Certified Divorce Financial Analyst® (CDFA®)
-
Saves Time
Divorce averages a year, much of it spent untangling financial terms and details. A CDFA® explains the numbers early so you can make informed decisions from the start.
-
Saves Money
A CDFA® gives you a clear picture of your financial future before you settle, so you're not trading proposals back and forth between attorneys without knowing what they really mean for you.
-
Avoids Long-Term Pitfalls
A CDFA® forecasts the settlement's long-term impact — taxes, retirement, and beyond — not just a short-term snapshot.
-
Builds a Realistic Budget
A CDFA® helps you plan for what divorce actually costs long-term, including life insurance, health insurance, and rising living expenses.
-
Reduces Stress and Misinformation
A CDFA® replaces false expectations with a clear-eyed view of your finances, helping you make settlement decisions you won't regret.
Common questions before we talk.
-
A CDFA® is specifically trained in the unique financial complexities of divorce, including tax implications, asset division, retirement splits, and long-term cash flow analysis tailored to settlement scenarios.
-
Start by getting a clear, complete picture of your marital finances — all assets, debts, income, and expenses — before agreeing to anything. Many people rush into a settlement without fully understanding what's actually on the table, and that's the costliest mistake to make.
From there, prioritize: making sure assets and debts are divided fairly (not necessarily equally), understanding how spousal and child support will affect your monthly budget, and thinking ahead to your post-divorce reality — housing costs, retirement accounts, health insurance, and taxes all shift after a divorce, often in ways people don't anticipate until it's too late to negotiate.
The short version: know what you have, fight for a fair split, and plan for the life you'll actually be living once it's final.
-
Absolutely. I work alongside your legal team to complement their work with deep financial analysis.
-
Common documents include:
Recent tax returns
Income statements or pay stubs
Bank, investment, and retirement account statements
Debt and mortgage information
Monthly expense details
You do not need everything prepared in advance. I can help identify what is needed based on your situation.
-
Yes, I serve women nationwide.
-
With a complimentary discovery call to determine where you are and what you need.
-
We discuss pricing transparently during your discovery call, after we understand the scope of work that fits your situation. This is an hourly engagement with a retainer typically collected up front.